Terms of Use

1. Acceptance of Terms

These Terms of Use govern your access to and use of The Tool Shed website located at thetoolshed.au (the "Website"), operated by Chas Walker ("we", "us", "our"). By accessing or using the Website, you accept these Terms in full and without reservation.

2. General Information Only — Not Professional Advice

The Website and its calculator tools are provided for general informational and educational purposes only. Nothing on this Website constitutes, or should be construed as:

• Financial advice
• Taxation advice
• Legal advice
• Accounting or bookkeeping advice
• Any other professional advice

You should always seek independent advice from a qualified and registered professional — such as a registered tax agent, accountant, or financial adviser — before making any financial or tax-related decisions.

3. No Warranty — Accuracy of Results

Whilst every effort is made to ensure that the tax rates, thresholds, and calculations used by this Website reflect the current Australian Taxation Office (ATO) published rates, we make no representation, warranty, or guarantee, whether express or implied, that:

• Results are accurate, complete, or current
• The Website is free from errors, omissions, or defects
• Results match your actual tax assessment or payslip
• The Website will be available at all times or free from interruption

Tax law is complex and your individual circumstances — including deductions, allowances, offsets, and employer arrangements — may materially affect your actual tax liability. Results produced by this Website are estimates only.

4. Limitation of Liability

To the maximum extent permitted by Australian law, Chas Walker and the operators of this Website expressly exclude all liability for any loss or damage of any kind (including, without limitation, direct, indirect, incidental, special, consequential, or punitive loss or damage) arising out of or in connection with:

• Your use of, or reliance upon, any calculation or information on this Website
• Any inaccuracy, error, or omission in any calculation or information
• Any financial decision made based on results from this Website
• Any tax assessment, penalty, or interest charged by the ATO or any other authority
• Any interruption, unavailability, or failure of the Website

This limitation applies whether the liability arises in contract, tort (including negligence), statute, or otherwise, and whether or not we have been advised of the possibility of such loss or damage.

5. Indemnification

You agree to indemnify and hold harmless Chas Walker and any associated parties from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of your use of the Website or your breach of these Terms.

6. Intellectual Property

All content on this Website, including text, graphics, logos, and software, is owned by or licensed to Chas Walker and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works without prior written permission, except for personal, non-commercial use.

7. Acceptable Use

You agree not to:

• Use the Website for any unlawful purpose
• Attempt to disrupt or interfere with the Website or its servers
• Scrape, harvest, or systematically download content without permission
• Misrepresent results from this Website as official ATO figures or professional advice

8. Third-Party Links

This Website may contain links to external websites, including the ATO website. We do not endorse or accept responsibility for the content of any third-party websites and have no control over their availability or content.

9. Advertising

This Website displays third-party advertisements served by Google AdSense. We are not responsible for the content of any advertisement and do not endorse any advertised products or services. Advertisers are solely responsible for their advertisement content.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of Australia. You submit to the non-exclusive jurisdiction of the courts of Australia for the resolution of any disputes arising from these Terms or your use of the Website.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

12. Contact

Questions regarding these Terms may be directed to: h0m1ez187@gmail.com